Onstad's Insurance-Renters

Why would I cant to buy renters insurance?

If you live in an apartment or a rented house, renters insurance provides important coverage for both you and your possessions. A standard renters policy protects your personal property in case of theft or damage and may pay for temporary living expenses if your rental is damaged. It can also shield you from personal liability. Anyone who leases a house or apartment should consider this type of coverage.

Renters coverage applies to your personal property no matter where you are in the world. This means you're covered when you are on vacation as well as at home.

Why do some apartment complexes require tenants to have renters insurance?

The owners of these apartment complexes require their tenants to have renters insurance to ensure that they have personal liability coverage. If a tenant causes damage to the apartment, such as a fire, the tenant is legally responsible for damage. The owner wants to make sure that the tenant has insurance coverage that will protect him or her in this event.

What if I share my apartment with a roommate? Do we both need to have renters insurance?

Standard renters policies cover only you and relatives that live with you. If your roommate is not a relative, each of you will need your own renters policy to cover your own property and to provide you liability coverage for your own actions.

Quick Claims Response
We have a full time staff to assist you with your claims. Our Automated claims system allows adjusters immediate access to claims information, letting them bring quick resolution to your claim.

Renters Insurance Quote
We offer a variety of coverages based on your specific needs. Please e-mail us or give us a call so we may answer any questions you have. We will be happy to tailor make a program for you.

Onstad's Insurance Agency
e-mail: info@onstads.com
2266 Camino Ramon
San Ramon, CA 94583
(925) 866-1444

California License No. 0383047