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Onstad's Insurance Agency – Local, Independent, Trusted.

Onstad's Insurance Agency is independently owned and locally operated to handle your insurance needs. We focus on San Ramon and offer affordable and reliable insurance choices all across California. We will help you find the right combination of tailored, personalized insurance coverage at just the right price to fit your needs.


We work with a wide range of quality, reliable insurance companies and can provide coverage options for any business or personal insurance need.

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We take care of our customers like family. We're here for you – whether to provide a rate, assist with a claim, expand your coverage, or just answer questions.

This Week at Onstad's Insurance

Auto Insurance

We're experts in finding affordable and complete auto insurance in San Ramon. Request a quote and let us find the right coverage for you.

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Home Insurance

Homeowner insurance in San Ramon rates can vary widely. We'll make sure you're properly covered at the lowest rate available.

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Business Insurance

Let us review your business insurance needs. It's vital for your business to have the proper coverage in case you ever need it.

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Life Insurance

Life changes, and your insurance policy should evolve with it. Contact us for the best selection of affordable life insurance in San Ramon.

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Personal and Commercial Umbrella Insurance: Understanding the Basics

Have you seen or heard about “umbrella insurance” but not been sure if it’s coverage you need for your home or business? Let’s take a look at what umbrella insurance does, so you can decide if this additional protection...

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Who Needs Earthquake Insurance?

If you have heard friends or family talking about earthquake insurance, you may have wondered if it’s something you need. Read on to learn more about who needs earthquake insurance and why you don’t already have it as...

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