February 13, 2017
Everyone has their own way of celebrating this romantic holiday, whether it be a big night out on the town, pizza delivery and a movie, or perhaps it's just another day to you! We hope you have a wonderful Valentine's Day or just a wonderful Tuesday!
For those of you who have spent weeks shopping (and saving!) for a special gift, don't forget about insurance. It's not a very romantic topic to bring up today, but something you should remember tomorrow.
Your home insurance policy may not cover your expensive jewelry, so it's always good to let us know if you've made a big purchase (diamonds, pearls, etc). An additional floater on your policy can cover you for "mysterious disappearance" (i.e. losing your wedding ring).
Floaters (also known as endorsements) aren't nearly as expensive as replacing a lost item yourself, but prices vary based the type of jewelry, where you live, where you keep the item, and of course by insurance company. For example, if you have a piece of expensive jewelry that isn't worn often and kept in a bank safety deposit box, your insurance for this item may be less.
Keep the receipt! The insurance company will want to see a copy for verification of the retail value.
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