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This Week at Onstad's Insurance

February 13, 2017

Valentine's Day

Happy Valentine's Day to all our customers!

Everyone has their own way of celebrating this romantic holiday, whether it be a big night out on the town, pizza delivery and a movie, or perhaps it's just another day to you! We hope you have a wonderful Valentine's Day or just a wonderful Tuesday!

For those of you who have spent weeks shopping (and saving!) for a special gift, don't forget about insurance. It's not a very romantic topic to bring up today, but something you should remember tomorrow.

Your home insurance policy may not cover your expensive jewelry, so it's always good to let us know if you've made a big purchase (diamonds, pearls, etc). An additional floater on your policy can cover you for "mysterious disappearance" (i.e. losing your wedding ring).

Floaters (also known as endorsements) aren't nearly as expensive as replacing a lost item yourself, but prices vary based the type of jewelry, where you live, where you keep the item, and of course by insurance company. For example, if you have a piece of expensive jewelry that isn't worn often and kept in a bank safety deposit box, your insurance for this item may be less.

Keep the receipt! The insurance company will want to see a copy for verification of the retail value.



Some Fun Facts About Valentine's Day

  • In addition to the United States, Valentine's Day is celebrated in Canada, Mexico, United Kingdom, France, Australia, Denmark, and Italy.
  • It's believed the 'X' symbol came to mean "kiss" in medieval times. Those who couldn't write their names signed as just 'X.' The 'X' was then kissed to show their sincerity.
  • In the Middle Ages, young men and women drew names to see who would be their Valentine. They would wear the name pinned onto their sleeves for a week for all to see. Thus the expression "to wear your heart on your sleeve" was born.
  • Physicians of the 1800s commonly advised their patients to eat chocolate to calm their pining for lost love.
  • Over $1 billion worth of chocolate and 189 million roses are purchased for Valentine's Day in the U.S. alone.
  • Teachers receive the most Valentine's Day cards, followed by children, mothers, wives, sweethearts and pets!
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3130 Crow Canyon Pl, Ste 250
San Ramon, California 94583

California License # 0383047