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Business Insurance

Business | Auto | Liability | More

Our experienced professionals can evaluate your business operations and recommend the right insurance package to ensure you're protected against any risks your company may face.

Our reputable insurance partners provide complete insurance solutions for businessowners of all sizes. We'll pair your business with the right coverage from the right insurance company.

From the one-man shop to large corporations, Onstad's Insurance has business solutions to fit your needs. We're experts in crafting customized San Ramon commercial insurance policies suited to your unique business operations.

We offer insurance packages that include business auto, liability, workers comp, property and more. Our business insurance advisors are dedicated to offering excellent customer service and trustworthy advice. Contact us today to learn more.

Commercial Auto

From local pizza delivery to large commercial fleets, Onstad's Insurance offers commercial auto insurance packages to fit your business.

Business insurance needs are as diverse as the businessowners themselves. Your policy should be tailored to how you're using your cars and trucks for your business. We can find the right coverage for your needs.

We're experts in San Ramon business insurance and provide outstanding customer service. Contact us today to learn more.

Whether you're looking for additional protection for your business or are being required to obtain coverage by a client, Onstad's Insurance can provide options for commercial liability insurance for your San Ramon business.

Liability for businesses can range from general commercial liability coverage to specialized policies such as professional liability (E&O), employment practices (EPLI), and directors and officers (D&O). Contact us today to find out what we recommend for your business.

Commercial Property

Commercial property insurance can help reduce the risk of a loss putting a financial strain on your business.

Our professional agents can review your business assets, such as properties, inventory, equipment, and tools and recommend coverage so that you're adequately insured.

Onstad's Insurance works with many commercial insurance companies who offer programs tailored to business owners. Contact us today to schedule a consultation with one of our insurance advisors.

When a catastrophic liability loss occurs, an umbrella insurance policy can mean the difference between a business surviving, or not. Commercial Umbrella helps you protect your assets by providing liability limits above and beyond your other insurance policies.

One of the insurance advisors at Onstad's Insurance can review your business insurance needs and recommend what kind of liability coverage you need to protect yourself and your company. Contact us today to schedule an appointment.

Workers Comp

Onstad's Insurance can help your business find complete solutions to your unique workers compensation insurance needs, including services such as innovative payment systems, physician consulting services, and more.

The experienced agents at Onstad's Insurance will find solutions that create safer and more productive workplaces, more confident and secure workers, and overall savings that you'll see on your bottom line. Contact us today to schedule an appointment.

Whether you’re a small business with a variety of bonding requirements, or an individual looking for a specific type of bond, Onstad's Insurance has a surety program designed to fit your needs.

Onstad's Insurance will work with your business to find products supported by value-added services to commercial banks, savings and loans, insurance companies, finance and loan companies, and credit unions.

Contact us today to find out more about our outstanding service and quick response from our team of licensed agents.

Business Earthquake

Most business, home, condo, dwelling fire/landlord and renters insurance policies do not cover damage caused by an earthquake, but coverage can be purchased as an endorsement or a separate policy. You may be able to choose to purchase earthquake insurance from the same company that provides your home insurance, from a specialized earthquake insurance provider, or from an independent organization such as the California Earthquake Authority (CEA).

Regardless of what type of business you own or manage today, you need cyber liability insurance. You probably have some type of online presence, but even if you operate entirely from a brick-and-mortar location, you need protection against hackers. Identity theft is rising, and cyber crime that compromises your customer or patron base can cripple your organization if you don’t have the right protection in place.

Employment Practices Liability

If you are a business owner, you must be aware that it is highly important to keep your business assets and reputation intact. This means that you must safeguard your company not only against natural hazards and other unfortunate events but also against employment-related lawsuits.

Employment-related lawsuits are becoming more common in today’s work environment – from California to other states. Even if the claims against your company are baseless, the process is bound to take a toll on your business reputation as well as your finances. This is the exact reason why you need to get employment practices liability insurance (EPLI).